VNA Accepts Medicaid, Medicare, Commercial Insurance Plans, and the Uninsured

See if your plan is included in those listed below. VNA is continuously working to contract with new plans, so if your plan is not accepted now, it may be in the future. This list is updated as of January 2026. Please scroll to the category of plan you are looking for (Medicaid, Medicare, Medicare Advantage, Commercial Plans, etc.,) and click on the name of the Insurance company to expand to the full list of covered plans and services.

If you or your family members are uninsured, VNA has Benefits Assistance Specialists who may be able to help you see if you may qualify for benefits you are unaware of. VNA also offers discounted services for those who are uninsured and qualify. Click here to learn more and to contact the VNA Benefits Assistance team.

Got Medicaid? Don’t Lose Your Medicaid Coverage!
The State of Illinois mails Medicaid renewal letters to people at the home address they have on file every month. If this letter goes to the wrong address, or if you don’t reply within 30 days, you can lose your Medicaid insurance. Click Manage My Case at abe.illinois.gov to make any necessary changes.
Need extra help? Contact VNA Benefits Assistance at (630) 892-4355 x8837.

Healthcare Marketplace

VNA Patients can call (630) 892-4355 to speak with a member of the VNA Health Care Benefits Assistance team for additional help. You can also get help by calling the HealthCare.gov call center at 1-800-318-2596 (TYY: 1-855-889-4325), with assistance available in over 200 languages 24 hours a day, seven days a week.

Visit https://getcovered.illinois.gov/ for more information on deadlines and effective dates for coverage.

Medicaid Managed Care Health Plans

Click Blue Boxes to Expand to View Full List of Accepted Plans and Covered Services

Aetna Better Health of Illinois

Are you an Aetna Better Health of Illinois Member?  We ask that new VNA patients click here to complete a brief Health Risk Screening Questionnaire. This Questionnaire will help your VNA Care Team get some quick facts about your or your child’s current health status. 

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Dental (DentaQuest)
  • Out of Network Services
    • Pharmacy (CVS)
    • Vision

Blue Cross Community Health Plan

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Dental (DentaQuest)
  • Out of Network Services
    • Pharmacy (Express Scripts)
    • Vision

CountyCare Health Plan

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Vision (Avesis)
  • Out of Network Services
    • Dental
    • Pharmacy (CVS)

Medicaid

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Dental (DentaQuest)
    • Pharmacy**
    • Vision

**Pharmacy Services Available at Aurora – Highland, Aurora – Weston, Elgin – Villa and Joliet location only

MeridianHealth

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Vision (Exam Only)
    • Dental (Centene Dental Services
  • Out of Network Services
    • Pharmacy (CVS)

Molina HealthChoice Illinois

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Dental (SkyGen)
    • Vision (Avesis)
  • Out of Network Services
    • Pharmacy (CVS)

Youth Care

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Outpatient Physical Therapy
    • Dental (Centene Dental Services)
    • Vision (Exam Only)
  • Out of Network Services
    • Home Health & Hospice
    • Pharmacy

Medicare

Click Blue Boxes to Expand to View Full List of Accepted Plans and Covered Services

Traditional/Original

Medicare Parts A & B (must have both)

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Vision (Exam Only)
    • Pharmacy**
  • Out of Network Services
    • Dental

**Pharmacy Services Available at Aurora – Highland, Aurora – Weston, Elgin – Villa and Joliet location only

Medicare Supplement (Medigap) or Secondary Health Plans

VNA accepts Medicare Supplement Plans (Medigap) and secondary health plans. Individuals must have both Medicare Part A & B as their primary insurance.

Medicare Advantage

Click Blue Boxes to Expand to View Full List of Accepted Plans and Covered Services

Blue Cross Blue Shield of Illinois

  • Available Plans
    • Blue Cross Medicare Advantage Flex (PPO)
  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
  • Out of Network Services
    • Pharmacy (Express Scripts)
    • Vision
    • Dental

Cigna

  • Available Plans
    • Cigna Premier Medicare (HMO-POS)
    • Cigna Preferred Medicare (HMO)
    • Cigna Preferred Savings Medicare (HMO)
    • Cigna True Choice Medicare (PPO)
    • Cigna True Choice Savings Medicare (PPO)
    • Cigna True Choice Courage Medicare (PPO)
  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Pharmacy**
  • Out of Network Services
    • Vision
    • Dental

**Pharmacy Services Available at Aurora – Highland, Aurora – Weston, Elgin – Villa and Joliet location only

Clear Spring Health

  • Available Plans
    • Clear Spring Health Flex Plan (HMO-POS)
    • Clear Spring Health Advantage Plan (HMO-POS)
    • Clear Spring Health Essential (HMO)
  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Dental (DentaQuest)
    • Pharmacy**
  • Out of Network Services
    • Vision

**Pharmacy Services Available at Aurora – Highland, Aurora – Weston, Elgin – Villa and Joliet location only

Devoted Health

  • Available Plans
    • Devoted Health Essentials (HMO)
    • Devoted Health Core (HMO)
    • Devoted Health Prime (HMO)
  • In Network Services
    • Medical (Including HouseCalls)
    • Hospice
    • Outpatient Physical Therapy
    • Pharmacy**
    • Dental (Liberty Dental)
  • Out of Network Services
    • Behavioral & Mental Health
    • Vision
    • Home Health

**Pharmacy Services Available at Aurora – Highland, Aurora – Weston, Elgin – Villa and Joliet location only

Humana

  • Available Plans
    • Humana Dental
  • In Network Services
    • Dental
  • Out of Network Services
    • Medical (Including HouseCalls)
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Pharmacy
    • Behavioral & Mental Health
    • Vision

Molina Healthcare

  • Available Plans
    • Molina Medicare Options
    • Molina Medicare Options Plus
  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Dental (SkyGen)
  • Out of Network Services
    • Pharmacy (CVS)
    • Vision

United Healthcare

  • Available Plans
    • AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS)
    • AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS)
    • AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS)
    • AARP Medicare Advantage from UHC IA-0001 (HMO-POS)
    • AARP Medicare Advantage from UHC IA-0002 (HMO-POS)
    • AARP Medicare Advantage from UHC IA-0003 (PPO)
    • AARP Medicare Advantage from UHC IA-0004 (PPO)
    • AARP Medicare Advantage from UHC IL-0001 (HMO-POS)
    • AARP Medicare Advantage from UHC IL-0002 (HMO-POS)
    • AARP Medicare Advantage from UHC IL-0003 (PPO)
    • AARP Medicare Advantage from UHC IL-0004 (PPO)
    • AARP Medicare Advantage from UHC IL-5 (PPO)
    • AARP Medicare Advantage from UHC IL-6 (PPO)
    • AARP Medicare Advantage from UHC IL-8 (HMO-PPO)
    • AARP Medicare Advantage from UHC ST-0001 (PPO)
    • AARP Medicare Advantage from UHC ST-2 (PPO)
    • AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO)
    • AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)
    • AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS)
    • UHC Complete Care IA-5 (HMO-POS C-SNP)
    • UHC Complete Care IL-7 (HMO-POS C-SNP)
    • UHC Complete Care IL-1A (HMO-POS C-SNP)
    • UHC Nursing Home Plan IL-F001 (PPO I-SNP)
    • UHC Nursing Home Plan IL-F002 (HMO-POS I-SNP)
    • UnitedHealthcare Group Medicare Advantage (HMO)
    • UnitedHealthcare Group Medicare Advantage (PPO)
  • In Network Services
    • Medical (Including HouseCalls)
    • Hospice
    • Dental (UHC Dental)
    • Pharmacy**
  • Out of Network Services
    • Behavioral & Mental Health
    • Home Health
    • Outpatient Physical Therapy
    • Vision

**Pharmacy Services Available at Aurora – Highland, Aurora – Weston, Elgin – Villa and Joliet location only

WellCare

  • Available Plans
    • WellCare Absolute
    • WellCare Compass (HMO)
    • WellCare Choice (HMO-POS)
    • WellCare Edge (HMO)
    • WellCare Essential (HMO)
    • WellCare Essential (HMO-POS)
    • WellCare Exclusive (HMO)
    • WellCare Explore (HMO-POS)
    • WellCare Guardian (HMO-POS)
    • WellCare Patriot (HMO-POS)
    • WellCare Plus (HMO)
    • WellCare Premier
    • WellCare Value (HMO-POS)
  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Dental (Centene Dental Services)
    • Outpatient Physical Therapy
  • Out of Network Services
    • Pharmacy (Express Scripts)
    • Vision

Zing

  • Available Plans
    • Zing Choice (MAPD HMO)
    • Zing Open Access (POS HMO)
    • Zing Essential Wellness (CSNP HMO)
  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Pharmacy**
    • Outpatient Physical Therapy
  • Out of Network Services
    • Dental
    • Vision

**Pharmacy Services Available at Aurora – Highland, Elgin – Villa and Joliet location only

DSNP Plans (Dual-Eligible Special Needs Plan)

Click Blue Boxes to Expand to View Full List of Accepted Plans and Covered Services

Meridian Wellcare Dual Align

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Dental (Centene Dental Services)
    • Vision (Exam Only)
  • Out of Network Services
    • Pharmacy (Express Scripts)

Molina Medicare Complete Care Plus

  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Dental (SkyGen)
  • Out of Network Services
    • Pharmacy (CVS)
    • Vision

Commercial & Health Insurance Marketplace Plans

Click Blue Boxes to Expand to View Full List of Accepted Plans and Covered Services

Ambetter Health

  • Available Plans
    • Ambetter Care Bronze
    • Ambetter Care Silver
    • Ambetter Care Gold
  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Dental (Centene Dental Services)
    • Vision (Envolve)
  • Out of Network Services
    • Pharmacy (Express Scripts)

Blue Cross Blue Shield of Illinois PPO Plans

  • Available Plans
    • Blue Cross PPO – Painter’s District Council 30
    • Blue Choice Preferred PPO [BCE]
    • Blue Choice Select PPO [BCE] (Bronze, Silver, Gold, Security)
    • Blue Choice Select PPO [BCS]
    • BlueEdge Select HSA
    • Anthem HealthSync
    • Blue Access Choice
    • Blue Alternative
    • Blue Choice Options [BCO]
    • Blue Connect
    • Blue Open Access POS
    • Blue Options PPO [BCO]
    • Blue PPO [PPO]
    • Blue Print [PPO]
    • Blue Value
    • BlueChoice Advantage Open Access
    • BlueChoice Open Access POS
    • BlueEdge HAS [PPO]
    • Blueprint Health
    • CO Pathway
    • Community Blue
    • Empire POS
    • High Value Network
    • Horizon Managed Care Network
    • Network Blue
    • Network S
    • Participating Provider Organization [PPO]
    • Preferred Care Blue
    • Premier Select Blue Choice
    • Select PPO
    • Traditional [TRA]
  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
  • Out of Network Services
    • Dental
    • Pharmacy (Express Scripts)
    • Vision

Cigna

  • Available Plans
    • Cigna PPO
    • Cigna HMO Connect
    • Cigna Open Access Plus (OAP)
  • In Network Services
    • Medical (Including HouseCalls)
    • Pharmacy**
  • Out of Network Services
    • Home Health & Hospice
    • Mental & Behavioral Health
    • Outpatient Physical Therapy
    • Dental
    • Vision

**Pharmacy Services Available at Aurora – Highland, Aurora – Weston, Elgin – Villa and Joliet location only

Humana Dental

  • Available Plans
    • Humana Dental
  • In Network Services
    • Dental
  • Out of Network Services
    • Medical
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Vision
    • Pharmacy

Liberty Dental

  • Available Plans
    • Liberty Dental
  • In Network Services
    • Dental
  • Out of Network Services
    • Medical
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Vision
    • Pharmacy

Molina Healthcare

  • Available Plans
    • Molina Healthcare – Bronze
    • Molina Healthcare – Silver
    • Molina Healthcare – Gold
  • In Network Services
    • Medical (Including HouseCalls)
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
  • Out of Network Services
    • Dental
    • Pharmacy (CVS)
    • Vision

Solstice Benefits, Inc.

  • Available Plans
    • Solstice Benefits
  • In Network Services
    • Dental
  • Out of Network Services
    • Medical
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Vision
    • Pharmacy

United Healthcare

  • Available Plans
    • United Healthcare Bronze
    • United Healthcare Silver
    • United Healthcare Gold
    • Choice EPO
    • Choice Plus HMO
    • Choice Plus POS
    • Core EPO
    • Core HMO
    • ER Wrap
    • National Ancillary
    • Navigate EPO
    • Navigate HMO/HMO Plus
    • Navigate POS
    • NexusACO NR EPO
    • NescusACO NR HMO
    • NexusACO NR POS
    • NexusACO OA POS
    • NexusACO R EPO
    • NexusACO R HMO
    • NexusACO R POS
    • NexusACO OA EPO
    • NexusACO OA HMO
    • PPO
    • Select EPO
    • Select Plus HMO
    • Select Plus POS
    • UHC Core Choice Plus
    • UHC Doctors Plan EPO
    • UHC Doctors Plan Plus HMO
    • UHC Doctors Plan Plus POS
  • In Network Services
    • Medical (Including HouseCalls)
    • Dental (UHC Dental)
  • Out of Network Services
    • Behavioral & Mental Health
    • Home Health & Hospice
    • Outpatient Physical Therapy
    • Pharmacy
    • Vision

 

Out of network benefits will depend on the policy. Check with your insurance provider.